Government Shutdown + Real Estate

🏛️ Government Shutdown & What It Means for Alabama Real Estate 🏡

You may have heard about a possible federal government shutdown—here’s what it could mean for buyers and sellers:

1️⃣ Delays in Federal Services

FHA and VA loan processing could slow down if federal employees are furloughed.

USDA home loans may experience delays.

2️⃣ Impact on Buyers & Sellers

Appraisals, permits, and certain inspections tied to federal programs could take longer.

Local real estate markets in Alabama generally continue to function, but timing might be affected for federally backed transactions.

3️⃣ What You Can Do

Stay in close contact with your lender and agent to anticipate delays.

Plan ahead and have contingencies in place for loan processing.

💡 Bottom line: Local buying and selling isn’t on hold—but if you’re using a federal-backed loan, some steps may take a little longer. As your local realtor, I’m here to guide you through it!

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