Thinking About Building a Barndominium in Alabama?

Thinking About Building a Barndominium in Alabama? Here’s What You Need to Know

Barndominiums are becoming increasingly popular across Alabama. From rural farmland to lakefront property, many buyers are asking whether a barndominium is considered a mobile home, whether land must be unrestricted, and how zoning works in Alabama real estate.

If you are considering building or buying a barndominium in Alabama, here is what you need to know before making a decision.

What Is a Barndominium?

A barndominium, often called a “barndo,” is a residential home that typically features a barn-style exterior, metal siding or roofing, and open-concept interior living space. Many barndominiums in Alabama are custom-built homes constructed on permanent foundations, while others may incorporate pre-engineered metal building systems.

Barndominiums are especially popular in rural Alabama, agricultural areas, and on larger land parcels where homeowners want flexible space for workshops, garages, or storage.

Is a Barndominium Considered a Mobile Home in Alabama?

In most cases, a barndominium is not considered a mobile home in Alabama.

The classification depends on how the structure is built:

• If the barndominium is constructed on a permanent foundation and meets Alabama residential building codes, it is typically classified as a single-family home.
• If the structure is not permanently affixed or is built to manufactured housing standards, it could be treated differently for titling and tax purposes.

Most custom-built barndominiums in Alabama are treated as real property, similar to traditional site-built homes. This classification makes a difference when it comes to financing, property taxes, and resale value.

Does Land Have to Be Unrestricted to Build a Barndominium in Alabama?

Land does not necessarily have to be “unrestricted,” but it must be properly zoned.

Here is the key difference:

Unrestricted land usually means there are no HOA covenants or private deed restrictions. However, zoning laws from the county or municipality still apply.

Before building a barndominium in Alabama, you must verify:

• Local zoning classification (residential, agricultural, rural residential, etc.)
• Building code requirements
• Setback regulations
• Minimum square footage requirements
• HOA or subdivision restrictions, if applicable

Many rural and agricultural areas in Alabama are more flexible when it comes to barndominium construction. However, properties located within city limits may have stricter building guidelines.

Always check zoning regulations before purchasing land for a barndominium in Alabama.

Permits Required for a Barndominium in Alabama

Building a barndominium involves the same permitting process as building a traditional home.

You will typically need:

• Zoning approval
• Building permits
• Electrical, plumbing, and HVAC permits
• Septic or sewer approval
• Driveway or access permits in some counties

Working with a local Alabama builder or real estate professional familiar with barndominiums can help streamline the process.

Financing a Barndominium in Alabama

Financing depends on how the property is classified.

If the barndominium is built on a permanent foundation and meets residential construction standards, buyers may qualify for:

• Conventional home loans
• FHA loans
• VA loans
• USDA rural development loans (in eligible areas)

Lenders will typically require approved building plans, a licensed contractor, and full compliance with local codes.

Barndominiums that are not permanently affixed may face different lending guidelines.

Property Taxes and Insurance in Alabama

When a barndominium is classified as real property, it is taxed like any other residential home in Alabama.

Insurance policies are usually similar to standard homeowners insurance, though coverage may vary depending on materials and location.

It is important to notify your insurance provider if your barndominium includes workshop space, agricultural use, or mixed-use features.

Why Barndominiums Are Popular in Alabama Real Estate

Barndominiums appeal to Alabama buyers because they offer:

• Open floor plans
• Flexible living and workspace
• Durable metal construction
• Lower maintenance exteriors
• Custom design options
• Ideal layouts for rural and farm properties

With land availability in many parts of Alabama, barndominiums provide an attractive alternative to traditional homes.

Final Advice for Alabama Landowners and Buyers

If you are considering building a barndominium in Alabama:

Verify zoning before purchasing land.

Confirm the structure will be built on a permanent foundation.

Work with a licensed builder familiar with Alabama building codes.

Speak with local lenders early about financing requirements.

Check for subdivision or HOA restrictions.

Barndominiums are not automatically considered mobile homes in Alabama. When properly built and permitted, they function just like traditional single-family homes.

If you are looking for land for sale in Alabama, barndominium-friendly property, or rural homes in Alabama, understanding zoning and classification upfront will save you time and money.

For more information about Alabama real estate, land listings, or building opportunities, visit myhomesinAL.com.