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Uncategorized What’s Included in My Mortgage? The vast majority of home buyers need financing to help fund the purchase of a new home. But what does ​​​​​​​a mortgage payment include? Here’s a breakdown of where your money goes with each mortgage payment. Principal: The largest percentage of your mortgage payment goes toward the principal, which refers to the total amount you borrowed […]
Uncategorized What to expect at Closing A closing is one of the most important steps in the home buying process – but if this is your first time purchasing a house, you may be wondering exactly what’s involved. Let’s break down what a closing is and what you can expect. What us a house closing? Simply put, a house closing is the […]
Uncategorized What are HOA Fees? Homeowners Association Fees, what are they? Thinking about buying a house in a Homeowners Association (HOA)? Here are three key things to keep in mind before (and during) the closing process. It may affect your mortgage loan. Lenders will consider how buying a property with an HOA might impact your individual financial situation. The required HOA […]
Uncategorized Location, Location, Location Buyer Tips: You’ve probably heard the saying before: when it comes to home buying, the three most important things to think about are location, location, location. After all, it’s the one aspect you can’t change about a home once you buy it. But what specifically about location should you be considering when deciding where to […]
Uncategorized Down payment, How Much Do I Need? If you’re thinking of buying a new home, you may be asking yourself, “how much do I need for a down payment?” While everyone’s home buying situation is different, here’s what you can expect to pay upfront for your first home. What is a down payment? When applying for a mortgage, the down payment is the […]
Uncategorized Finding Your Home Price Range Home Buying Tips: What Can I Afford? If you’re in the market for a new home, the first thing you need to do is determine your price range. Here are a few tips to consider when estimating how much house you can afford. Use your salary as a guide. While estimates vary depending on whom you […]
Uncategorized Home Pantry Ideas Sophisticated Storage: Elegant Home Pantries Whether they’re used for storage space or staging areas, walk-in pantries have become popular upgrades for today’s luxury homes. Also known as butler’s pantries, these upscale additions provide excellent utility while serving as beautiful extensions of the kitchen. Here are some trending luxury pantry design concepts to consider for your […]
Uncategorized Hello, It’s Nice To Meet You Greetings!  It’s nice to meet you! I’m Ashley Stedham Mitchell, Realtor at ERA King Real Estate If you’re in search of an energized, professional home marketer who gets clients to the closing table, then I’m your girl! Are you moving to Alabama?  Are you moving to California? Have no fear, this Realtor is Here!  #IGoGlobal #ERAKing
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